Series name: Money Tree TV
Episode name: Credit Score Part 2
Season number: 1
Episode number: 16
Director: David Marks
Actor: David Holt, David Marks
Air date: September 4, 2017
​Join the Money Tree for tips on how to Raise your Credit Score!
Part #1 - Cool Credit Apps 
Credit Karma | www.creditkarma.com
  • You get access to your credit scores and reports from TransUnion and Equifax, with weekly updates.
  • They use data to analyze your credit profile and make product recommendations that could help you save money.
  • If you get a product through one of our recommendations, the bank or lender pays Credit Karma (That’s how it’s free).
Credit Sesame | www.creditsesame.com
  • Get graded on important credit factors, plus your free score
  • Understand your best next steps with a free credit strategy
  • Know your best options on credit card and loan debt
Part #2 - How to Raise your Credit Score 
  • Check Your Credit Report and monitor your score.
  • Monitor monthly, look for any discrepancies.
  • Reduce the Amount of Debt You Owe
  • Biggest Tip - Transfer CC debt to a 0% balance transfer, and do not accumulate any future debt!
  • Tackle low balances to eliminate first, or highest interest loans 1st!
  • Contributing 35% to your FICO score:
  • Pay your bills on time. ( 1 day late, lowers your score)
  • If you have missed payments, get current and stay current.
  • Be aware that paying off a collection account will not remove it from your credit report. (The account stays on your report for 7 years)
  • If you are having trouble making ends meet, contact your creditors or see a legitimate credit counselor. Do not have an “out of sight, out of mind” mentality.
  • Apply for and open new credit accounts only as needed.