Money Tree
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  • Episodes
    • Season 1 >
      • Episodes 1-5 >
        • Episode #1 - Introduction
        • Episode #2 - Retirement and Social Security
        • Episode #3 - Savings Planning
        • Episode #4 - The Life of Money
        • Episode #5 | Life Insurance
      • Episodes 6-10 >
        • Episode #6 - Budgeting
        • Episode #7 | Monthly Budget & The Envelope System
        • Episode #8 | The Cost of Children
        • Episode #9 | Check Writing and Keeping a Check Register
        • Episode #10 | Investing in the Stock Market
      • Episodes 11-15 >
        • Episode #11 | Workin' Your Way out of Debt!
        • Episode #12 | The Cost of College
        • The Money Tree #13 | Back to School Shopping
        • Episode #14 | Couponing
        • Episode #15 | Credit Score Part 1
      • Episodes 16-20 >
        • Episode #16 | Credit Score Part 2
        • Episode #17 | Working Student Athlete
        • Money Tree Episode #18 | Buying a Car
        • Money Tree Episode #19 | Health Insurance
        • Money Tree Episode #20 | Money Mistakes Millennials Make
    • Season 2 >
      • Episodes #1-5 >
        • How to get back on Budget Track for 2018 | Money Tree TV - Season 2 Episode 1
        • The new Tax Law
        • Student Loans Part 1
        • Filing Your Taxes
      • Episodes #6-10 >
        • Planning for Retirement - Part 1
        • Planning for Retirement - Part 2
  • Leaflets
    • Season 1 >
      • Leaflets 1 -5 >
        • Money Tree TV Leaflet #1
        • Money Tree Leaflet #2
        • Money Tree Leaflet #3
        • Money Tree Leaflet #4
        • Money Tree Leaflet #5
      • Leaflets 6-10 >
        • Money Tree Leaflet | June 12, 2016
        • Money Tree Leaflet June 26, 2017 | Paying for College
        • Money Tree Leaflet July 25, 2017 | Couponing
        • Money Tree Leaflet July 31, 2017 | Credit Score
        • Money Tree Leaflet August 14, 2017 | Credit Score Part 2
      • Leaflets 11-15 >
        • Money Tree Leaflet August 23, 2017 | Credit Score Part 2
        • Money Tree Leaflet August 31, 2017 | Buying a Car
        • Money Tree Leaflet | Health Insurnace
        • Money Tree Leaflet September 7, 2017 | Money Mistakes Millennials Make
        • Money Tree Bloopers and Laughable Moments
    • Season 2 >
      • Getting Back on the Budget Track
      • New Tax Plan and Teladoc information | Leaftlet 2.2 | Money Tree TV
      • Student Loans Part 1 | Leaflet 2.3 | Money Tree TV
      • Student Loans Part 2 | Leaflet 2.4 | Money Tree TV
      • Marriage Money | Leaflet 2.10 | Money Tree TV
      • Mutual Funds | Leaflet 2.13 | Money Tree TV
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Series name: Money Tree TV
Episode name: Credit Score Part 2
Season number: 1
Episode number: 16
Director: David Marks
Actor: David Holt, David Marks
Air date: September 4, 2017
​Join the Money Tree for tips on how to Raise your Credit Score!
Part #1 - Cool Credit Apps 
Credit Karma | www.creditkarma.com
  • You get access to your credit scores and reports from TransUnion and Equifax, with weekly updates.
  • They use data to analyze your credit profile and make product recommendations that could help you save money.
  • If you get a product through one of our recommendations, the bank or lender pays Credit Karma (That’s how it’s free).
Credit Sesame | www.creditsesame.com
  • Get graded on important credit factors, plus your free score
  • Understand your best next steps with a free credit strategy
  • Know your best options on credit card and loan debt
Part #2 - How to Raise your Credit Score 
  • Check Your Credit Report and monitor your score.
  • Monitor monthly, look for any discrepancies.
  • Reduce the Amount of Debt You Owe
  • Biggest Tip - Transfer CC debt to a 0% balance transfer, and do not accumulate any future debt!
  • Tackle low balances to eliminate first, or highest interest loans 1st!
  • Contributing 35% to your FICO score:
  • Pay your bills on time. ( 1 day late, lowers your score)
  • If you have missed payments, get current and stay current.
  • Be aware that paying off a collection account will not remove it from your credit report. (The account stays on your report for 7 years)
  • If you are having trouble making ends meet, contact your creditors or see a legitimate credit counselor. Do not have an “out of sight, out of mind” mentality.
  • Apply for and open new credit accounts only as needed.

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Copyright © David L. Marks  2017
  • Home
  • Episodes
    • Season 1 >
      • Episodes 1-5 >
        • Episode #1 - Introduction
        • Episode #2 - Retirement and Social Security
        • Episode #3 - Savings Planning
        • Episode #4 - The Life of Money
        • Episode #5 | Life Insurance
      • Episodes 6-10 >
        • Episode #6 - Budgeting
        • Episode #7 | Monthly Budget & The Envelope System
        • Episode #8 | The Cost of Children
        • Episode #9 | Check Writing and Keeping a Check Register
        • Episode #10 | Investing in the Stock Market
      • Episodes 11-15 >
        • Episode #11 | Workin' Your Way out of Debt!
        • Episode #12 | The Cost of College
        • The Money Tree #13 | Back to School Shopping
        • Episode #14 | Couponing
        • Episode #15 | Credit Score Part 1
      • Episodes 16-20 >
        • Episode #16 | Credit Score Part 2
        • Episode #17 | Working Student Athlete
        • Money Tree Episode #18 | Buying a Car
        • Money Tree Episode #19 | Health Insurance
        • Money Tree Episode #20 | Money Mistakes Millennials Make
    • Season 2 >
      • Episodes #1-5 >
        • How to get back on Budget Track for 2018 | Money Tree TV - Season 2 Episode 1
        • The new Tax Law
        • Student Loans Part 1
        • Filing Your Taxes
      • Episodes #6-10 >
        • Planning for Retirement - Part 1
        • Planning for Retirement - Part 2
  • Leaflets
    • Season 1 >
      • Leaflets 1 -5 >
        • Money Tree TV Leaflet #1
        • Money Tree Leaflet #2
        • Money Tree Leaflet #3
        • Money Tree Leaflet #4
        • Money Tree Leaflet #5
      • Leaflets 6-10 >
        • Money Tree Leaflet | June 12, 2016
        • Money Tree Leaflet June 26, 2017 | Paying for College
        • Money Tree Leaflet July 25, 2017 | Couponing
        • Money Tree Leaflet July 31, 2017 | Credit Score
        • Money Tree Leaflet August 14, 2017 | Credit Score Part 2
      • Leaflets 11-15 >
        • Money Tree Leaflet August 23, 2017 | Credit Score Part 2
        • Money Tree Leaflet August 31, 2017 | Buying a Car
        • Money Tree Leaflet | Health Insurnace
        • Money Tree Leaflet September 7, 2017 | Money Mistakes Millennials Make
        • Money Tree Bloopers and Laughable Moments
    • Season 2 >
      • Getting Back on the Budget Track
      • New Tax Plan and Teladoc information | Leaftlet 2.2 | Money Tree TV
      • Student Loans Part 1 | Leaflet 2.3 | Money Tree TV
      • Student Loans Part 2 | Leaflet 2.4 | Money Tree TV
      • Marriage Money | Leaflet 2.10 | Money Tree TV
      • Mutual Funds | Leaflet 2.13 | Money Tree TV
  • Downloads
    • Free Stock
  • Social
  • Coffee Cup
  • Podcast